The Most Profitable Investment I’ve Ever Made
I have worked in the financial sector for quite some time now. From educating about credit scores to providing guidance on credentials to obtain designations - you name it. I’m normally the one family members and friends come to when they need direction about disputing accounts with credit bureaus or something as simple as setting up a payment calendar to stay on top of their bills. However, I am far from an expert and I am always looking for ways to expand and learn more.
Without a doubt, I have had quite some time on my hands (that’s probably a stretch, mother of two there is definitely no time) and I’ve recently been exploring different forms of investments to simply put, gain profit. While financial gains are a bonus (could always use some extra cash) I’ve actually discovered the most profitable investment that yields not only future returns but often a current pay off as well.
I know what you’re thinking, here comes sis with the get-rich-quick theory or some pyramid scheme that almost never works but always annoys the hell out of people. That’s definitely not the move I am trying to promote, because I’m all for seeing my people and those closest to me win.
Investments, in the long run, simplified, of course, are about achieving a better quality of life, to be successful, and to secure future wealth, and the only way to do so is by investing in yourself. The effort you put into consistently investing in your personal growth plays a large role in determining the quality of your life not only now but in the future. I call it planting seeds.
Think about it, the way I see it: the value and potential that I possess, is important enough to me that I’m going to give it the energy, space and time to grow and create results - it’s simple math! I could go on about different ways to invest in yourself from learning a new skill, developing yourself personally or professionally, and even tapping into your creativity - but ultimately that decision lies within you. However, what I am going to share are 3 tips that are useful when going about investing in yourself to ensure that you are laying the groundwork for something that can develop and expand in the future:
I watched a great informative Ted Talk featuring Luvvie Ajayi, and she goes on to explain: “Being quiet is comfortable. Keeping things the way they've been is comfortable. All comfort has done is to maintain the status quo, so we've got to get comfortable with being uncomfortable by speaking these hard truths when they are necessary”. This couldn’t have been said any better, and I am a firm believer that in order to receive differently you must do differently. Go against the grain and step out of your comfort zone, you’ll be surprised what you can accomplish.
Investing yourself is a perfect example of self-love. Love yourself wholeheartedly from the inside out. You must love yourself before you can expect others to love and receive you and hand in hand you need to give to yourself first before you can give to others. It is our responsibility to become the best version of ourselves. So own it, and bloom where you are planted.
Rule of thumb when it comes to personal finance, understanding liability, and assets is pretty essential to know. This way of thinking can be applied to different aspects of life. The energy you put out is the energy you receive but at many moments in our lives, we will come across people that are either givers or takers. Take a step back, the ones you call your close friends, are they rooting for you? Or are they simply there to capitalize on your next move and consume all your energy. They’re either one of the two, and that’s okay - what’s important is being able to identify who is who and where to place them in your life.
What You Plant Now, Will Harvest Later
I could go on about financial literacy and the importance of paying your bills on time because this makes up 35% of your credit score, but as a starter investing in yourself, will cost you nothing but will change everything. Nurturing both your mind and body allows you to have more to give now and in the future — more energy, more knowledge, more ideas, greater strength, physical and mental endurance. It’s a process and it all takes time but note to self: what you plant now, will harvest later - so keep going, keep growing.
Love & Light,